Technology Advisory & Delivery  ·  UK · Public Sector · Housing · Financial Services

Technology Leadership for UK Regulated Sectors

16 Consulting delivers 18 years of Microsoft Azure, Dynamics 365, and board-level digital leadership to UK housing authorities, government bodies, financial institutions, and regulated enterprises — combining strategic rigour with hands-on delivery.

UK Regulated Sector Expertise FCA & Housing Regulator-Ready Strategy through Delivery
£40M+
Digital portfolios directed
18+
Years in enterprise technology
£17.5M
Regulatory risk prevented
50+
Engineers scaled & led
Platforms & Technologies

Technology that moves
organisations forward

16 Consulting (16C) is a specialist technology advisory and delivery practice founded and led by a CTO and Chief Digital Officer with 18 years of hands-on experience in UK regulated sectors: housing associations, local and central government, financial services, and regulated enterprise.

We work with UK public sector bodies, housing authorities, financial institutions, and regulated enterprises — as well as GCC sovereign entities and giga-project sponsors — as a trusted, board-facing technology partner that combines strategic rigour with accountable, hands-on delivery.

Career Highlights

  • Commercial value creation — Commercialised a legacy housing platform into a £15M+ SaaS asset
  • Regulatory risk prevention — Prevented £17.5M in statutory exposure via a 70-product digital roadmap
  • Sovereign cloud readiness — Led Azure migration maintaining 99.99% uptime over 18 months
  • Engineering scale-up — Grew engineering from 5 to 50 staff, 92% quality pass rate
  • GenAI & Smart City — Reduced operational overhead 15% via AI automation on national housing platforms
18
Years Enterprise
Technology

Services built on
real delivery experience

Every engagement draws on proven enterprise delivery — not theory. We embed as a strategic partner and work alongside your teams to drive measurable outcomes.

🧭

Digital Transformation & Technology Strategy

Board-level CTO and CDO advisory. Multi-year digital roadmaps, operating model redesign, and portfolio governance at enterprise scale — aligned to UK regulatory obligations and organisational strategy.

CTO Advisory Digital Roadmap Operating Model Board Reporting
🛡️

Governance, Risk & Compliance

Enterprise GRC frameworks, data residency architecture, regulatory readiness for housing regulators and ministries. Technical due diligence and audit readiness.

Data Residency Audit Readiness Regulatory Risk GRC Frameworks
☁️

Cloud, Data & Azure Platforms

Sovereign-ready Azure IaaS/PaaS architecture, Dynamics 365 Finance & Supply Chain delivery, Power Platform, API integration, and Data Lakes for large-scale programmes.

Azure Dynamics 365 Sovereign Cloud Power Platform
🤖

AI, GenAI & Intelligent Automation

Practical enterprise GenAI adoption using Azure OpenAI, LangChain, and RAG patterns. Compliance copilots, intelligent automation, and smart city IoT with Azure Digital Twins.

Azure OpenAI LangChain / RAG IoT / Digital Twins GenAI Strategy
⚙️

Engineering & Delivery Leadership

Building and scaling high-performing engineering functions. CI/CD, DevOps, quality engineering, and offshore/nearshore delivery models with enterprise governance baked in.

Team Scale-up DevOps / CI-CD Quality Assurance Offshore Models
📊

Portfolio & Programme Management

End-to-end programme governance from initiation to benefits realisation. Agile, PRINCE2, vendor management, SLA frameworks, and sourcing strategy for major change portfolios.

PRINCE2 / Agile Vendor Governance Portfolio PMO Benefits Realisation

Not sure where to start? We can begin with a focused 30-minute discovery call to prioritise your highest-value outcomes.

See Our Entry Points

Three ways to
start working together

Fixed-scope engagements designed to remove procurement friction and deliver immediate, tangible value — with no long-term commitment required to begin.

Entry Point 1
🔍

Technology Health Check

2 weeks · Fixed fee

A rapid, structured assessment of your technology estate — covering architecture, governance, vendor relationships, and delivery risk. Designed for boards preparing for regulatory inspection or a change of technology leadership.

  • Board-ready findings report (12 pages)
  • Risk & opportunity register
  • 3 prioritised quick-win recommendations
Book a Health Check →
Entry Point 3
🤝

Fractional CTO Retainer

Monthly · Flexible scope

Ongoing board-level technology leadership without the cost or risk of a full-time hire. 16C embeds as your CTO or CDO: attending board and audit committee meetings, steering digital programmes, and leading vendor negotiations.

  • Board & audit committee attendance
  • Vendor & delivery oversight
  • Monthly digital performance report
Explore the Retainer →

Outcomes that speak
for themselves

£40M+
Digital portfolios directed across housing & government
£17.5M
Regulatory & statutory risk prevented
£15M+
SaaS asset commercialised from legacy housing platform
99.99%
Uptime maintained through 18-month sovereign Azure migration
35% faster delivery velocity Achieved across £40M+ digital portfolios through disciplined portfolio management and governance
92% quality pass rate Sustained across releases after scaling engineering from 5 to 50+ staff with embedded CI/CD practices
50% reduction in reconciliation Via API-first Azure Logic Apps and Data Lake architecture across property, tenancy, and finance systems
Financial close: 12 days → 5 days Delivered through Dynamics 365 F&O integration and data migration across 8 business units at 99.7% integrity
30% reduction in technical debt Through founding of the Solutions Design Authority and cross-functional architectural governance
15% operational overhead reduction Using GenAI automation on smart city and national housing platforms, establishing repeatable AI patterns

Who leads the practice

16C is built on hands-on practitioner experience — not analyst frameworks. Our principals have held P&L accountability, built engineering teams from the ground up, and delivered in the environments our clients operate in.

SM
Seyi Madariola
Founding Partner · CTO & Chief Digital Officer

18 years leading technology strategy and delivery in UK regulated sectors — housing associations, central and local government, financial services, and regulated enterprise. Board-level advisor and hands-on delivery principal across £40m+ digital transformation portfolios. Microsoft Azure and Dynamics 365 specialist; AI & RegTech practitioner.

CTO / CDO Azure & D365 AI & RegTech Public Sector Housing Financial Services
in LinkedIn profile →

Sectors we serve

Deep domain knowledge in UK regulated industries — and GCC sovereign environments — where technology governance, statutory compliance, and delivery accountability matter most.

🏠

Housing Associations & PropTech

UK social and affordable housing providers — large multi-entity associations with 65K+ households — navigating Housing Regulator compliance, digital transformation, and legacy platform modernisation.

⚖️

Regulated Government & Public Sector

UK central and local government bodies operating under statutory compliance frameworks — requiring robust data governance, audit reporting, GDPR alignment, and GRC architecture.

🏦

Financial Institutions & RegTech

FCA-regulated firms, asset managers, and financial services organisations requiring AI & RegTech strategy, cloud migration, and technology governance aligned to regulatory obligations.

💼

Enterprise SaaS & PropTech Scale-ups

Growth-stage technology businesses in the UK requiring fractional CTO leadership, platform architecture, and commercial scaling into regulated markets.

🏛️

GCC Sovereign Entities & Ministries

UAE, KSA, and wider GCC government bodies, housing authorities, and sovereign developers aligned to Vision 2030/2060 digital mandates — sovereign-ready Azure and Dynamics 365 delivery.

🏗️

Giga-Projects & Smart Cities

Large-scale national infrastructure and housing programmes requiring sovereign-ready cloud, IoT digital twin platforms, and AI-driven operational automation.

Working in UK regulated industries or GCC environments? Share your context and we'll propose a practical first phase within 48 hours.

Discuss Your Programme

A partner who has
done it, not just advised it

Unlike advisory practices that observe from a distance, 16C is led by practitioners who have built engineering teams from zero, directed multi-hundred-million-pound portfolios, and sat on executive boards — in regulated, high-stakes environments.

Board-facing credibility Quarterly digital strategy presented to executive boards and audit committees
Sovereignty & compliance by design Deep experience in data residency, GRC, and regulated-sector architecture
Hands-on delivery, not just strategy From roadmap to release — engineering, architecture, and governance all in one engagement
UK & GCC market depth London-based with deep UK public sector, housing, and financial services expertise — plus active GCC presence across UAE, KSA, and EMEA
£40M+
Portfolios directed
50+
Engineers led & scaled
18 yrs
Enterprise technology delivery
70+
Digital products roadmapped
99.99%
Uptime through sovereign cloud migration

Let's discuss your
technology challenge

Whether you're navigating a Housing Regulator inspection, building a multi-year digital roadmap, modernising a legacy platform, or need an experienced CTO-level partner for a regulated-sector programme — let's talk.

  • 1Intro call: 30 minutes to understand outcomes, constraints, and timeline.
  • 2Initial recommendation: A pragmatic first-phase approach aligned to business priorities.
  • 3Delivery plan: Advisory-only or hands-on support with clear governance.

Typical response time: within 1 business day. Your details are used only to respond to your enquiry.

Start a conversation